TALLAHASSEE, Fla. (FNN) — Senator LaVon Bracy Davis and Representative Mitch Rosenwald have filed legislation aimed at expanding access to the My Safe Florida Home Program by allowing homeowners to reapply when applications were previously deemed abandoned or withdrawn due to errors or omissions.

The measure, SB 1148/HB 1045, would modify program rules to permit subsequent applications when the original filing was rejected because of compliance-related mistakes, provided there is good cause and the applicant corrects the issue in a timely manner.

Expanding Access to Homeowner Assistance
The My Safe Florida Home Program is a state initiative that provides eligible Florida homeowners with inspections and grant funding to help strengthen their homes against storms while reducing insurance costs. The program is administered by the Florida Department of Financial Services.

Current rules allow for reapplication if an application was denied or withdrawn due to errors or omissions. However, the proposed legislation would also allow reapplication when an application was deemed abandoned or withdrawn because of similar compliance-related issues.

Addressing Bureaucratic Barriers
“At a time when Florida’s families are struggling with rising insurance costs, we cannot allow bureaucratic technicalities to block access to affordability tools,” said Bracy Davis, a Democrat from Ocoee.

The bill responds to concerns from homeowners who were unable to submit a new application after their original submission was closed due to misunderstandings or reasonable mistakes regarding program requirements.

Focus on Seniors and Low-Income Homeowners
Rosenwald, a Democrat from Oakland Park, said the legislation is intended to help vulnerable homeowners who rely on the program for financial relief.

“This program can be a lifeline for seniors and low-income homeowners,” Rosenwald said. “In response to Floridians reporting that they were blocked from submitting a new application because of a misunderstanding or reasonable mistake concerning program compliance, I filed this glitch bill.”

If approved, the legislation would ensure more homeowners have access to financial assistance aimed at strengthening homes and improving insurance affordability across Florida.